TToolHub

119+ Free Online ToolsThat Just Work

Fast, privacy-friendly utilities for developers, students, and everyday tasks. Everything runs right in your browser — no signup, no upload, no tracking.

Showing all 119 tools

Finance Calculators

Pro

APY Calculator

Convert APR to APY accounting for compounding frequency.

Pro

Credit Card Minimum Payment Calculator

See how your minimum payment splits between interest and principal.

Pro

Cash Back Calculator

Calculate true value of cash back rewards after annual fees.

Pro

Down Payment Calculator

Find your down payment amount and PMI status.

Pro

Debt-to-Income Calculator

Calculate DTI ratio and see if lenders will approve you.

Free

Commission Calculator

Calculate sales commission plus base salary.

Free

Bill Split Calculator

Split a bill evenly including tip.

Pro

Savings Goal Calculator

Find the monthly amount needed to reach any savings goal.

Pro

Net Worth Calculator

Calculate your net worth — assets minus liabilities.

Pro

Annuity Calculator

Find annual and monthly payouts from a principal over N years.

Pro

Capital Gains Tax Estimator

Estimate capital gains tax on investments (short vs long-term rates).

Pro

Rent vs Buy Calculator

Compare total cost of buying vs renting over a time period.

Pro

Inflation Calculator

See how inflation reduces the value of money over time.

Pro

Retirement Calculator

Project your retirement savings with compound growth.

Pro

Simple Interest Calculator

Calculate simple interest with the I = Prt formula.

Free

Unit Price Calculator

Compare unit prices to find the real best deal.

Pro

Mortgage Calculator

Calculate monthly mortgage payments and total interest.

Pro

Markup Calculator

Find selling price and margin from cost and markup.

Free

Hourly to Salary Calculator

Convert your hourly wage to annual salary.

Pro

ROI Calculator

Calculate total and annualized return on investment.

Pro

Credit Card Payoff Calculator

See how long to pay off your credit card balance.

Pro

Income Tax Estimator

Estimate US federal income tax and take-home pay.

Pro

Compound Interest Calculator

See how your savings grow with the power of compound interest.

Pro

Sales Tax Calculator

Add or remove sales tax from any price instantly.

Free

Tip Calculator

Calculate tips and split bills fairly among any number of people.

Pro

Discount Calculator

Find the final price after any discount and see how much you save.

Pro

Loan Calculator

Calculate monthly payments, total interest, and full cost of any loan.

Time Calculators

Education Calculators

Math Calculators

Developer Tools

Text Tools

Unit Converters

Health Calculators

Web Design Tools

Security Tools

Business Tools

Why Use Our Online Tools?

Most online tools ask you to sign up, accept cookies, or upload your files to a server you can't audit. We do things differently: every tool here runs entirely in your browser. That means three things for you:

  • Privacy by design. Your text and files never leave your device. There is no server processing your input, so there is nothing to leak.
  • Instant results. No round-trip to a server means no waiting. Tools respond as fast as you can type.
  • No friction.No account, no paywall, no "upgrade to continue." Open the page and start using it.

We focus on utilities that solve a single problem well — from calculating loan payments and converting units, to formatting JSON and generating QR codes. With 119+ tools across finance, math, health, unit conversion, and developer utilities, there's a good chance we have what you need. New tools are added regularly, so bookmark this page.